Contracts...Does attaching your signature mean anything anymore? We sign so many things with a quick scrawl: bills at the restaurant, checks, rental car forms...agreements with investors? Do we really read them, and take defensive steps ahead of signing them, or do originators just sign them because the pool of investors is so small? For example, who is liable if there is a mistake, and what can be done to correct it? Unfortunately now many of the terms of these agreements are "coming home to roost" and the ramifications are expected to continue to change the profile of the mortgage banking industry.

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