This website located at www.fixedincomecolor.com (the “Site”) and the services provided on and through the Site (the “Services”), are administered by Berliner Consulting & Research, LLC (“Fixed Income Color”).

Fixed Income Color is not an investment advisor, broker-dealer, securities exchange or clearinghouse, and is not registered with the Securities and Exchange Commission or any state securities commissions.  We cannot provide personalized advice. You should not construe any news, information, data, tools, research, analysis and discussion forums, judgments and opinions or any other material (collectively, “information”) published by us, our users, professionals or other third party participants through our Service as legal, tax, investment, financial or other advice.  None of the information contained or published via the Site or the Service constitutes a solicitation, recommendation, endorsement, or offer by us or any third party to buy or sell any particular security or portfolio of securities, to engage in any transaction or that investment strategy is suitable for any specific person. The Service, reports, commentary and other content provided via the Service is for information purposes only, and under no circumstances constitute an offer to sell or the solicitation of an offer to buy any securities.

By your use of our Service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Fixed Income Color, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on any information published through our Service.  You will not hold us responsible for the accuracy, completeness, or truth of any item of any information provided through our Service.  You acknowledge and agree that we have not undertaken to investigate or verify any information contained in the Site, or to evaluate its suitability or use for any purpose.  WE DO NOT GUARANTEE THE ACCURACY, VALIDITY, TIMELINESS, MERCHANTABILITY, FITNESS OR COMPLETENESS OF ANY OF THE INFORMATION CONTAINED ON THIS SITE OR PROVIDED ON OR BY THE SERVICE. ANY WARRANTIES, WHETHER EXPRESS OR IMPLIED, OR ANY STATUTORY WARRANTIES OF ANY KIND ARE HEREBY DISCLAIMED.  All information and content provided on or by the Service is only to be used on an “as is” basis.

You should not rely upon Fixed Income Color for purposes of transacting securities or other investments, and you are encouraged to conduct your own research and due diligence before you make any investment.  You alone assume the sole responsibility of evaluating the merits and risks associated with the use of the Service before making any decisions based on content contained or published via the Service. In exchange for using the Service, you agree not to hold Fixed Income Color liable for any possible claim for damages arising from any decision you make based on information made available to you through the Service.

Other users on this Site or their affiliates may engage in transactions involving the securities referenced on this Site and those transactions may have a positive or negative impact on the value of such securities.  Users and other contributors or their affiliates may have officers or directors who serve as officers or directors of any of the issuers or companies mentioned in this Site and may issue other competing securities which may affect the value of any securities referenced on this Site.  Neither the other users, contributors nor Fixed Income Color owe a duty to any other users to avoid such conflicts.